Doctor pay calculator

NHS Salary Calculator

Estimate gross monthly pay, taxable pay, income tax, National Insurance, pension contribution, student loan deduction, and take-home pay from your NHS salary.

  • Current UK tax year assumptions
  • Monthly take-home pay estimate
  • Built for NHS doctors and trainees
Calculator

Estimate your monthly and annual take-home pay

Adjust the role, salary, enhancements, pension percentage, student loan plan, tax code, and region to see a practical estimate of your pay.

Inputs

Select the closest grade and enter the details you already know. The calculator updates live as you refine the estimate.

Save and bookmark

Save this result to your free dashboard or bookmark the tool for later.

Save actions are explicit only. Public calculator use stays free and does not require login.

Notes
  • Student loan deductions are estimated from gross pay before pension deductions.
  • Scotland uses separate income tax bands; England/Wales and Northern Ireland use the same income tax bands.
  • If you only know your monthly enhancement figure, enter the average monthly amount rather than trying to manually spread it across the year.
Current planning estimates use the 2026 to 2027 UK tax and National Insurance settings.

How it works

The calculator starts from your annual basic salary, then adds monthly enhancements before estimating tax, NI, pension, and loan deductions.

  • Enter the closest salary or hourly figure you already know.
  • Add pension, tax, student loan, or enhancement details where relevant.
  • Use the output as a planning figure rather than a payroll guarantee.

What affects the result

Role grade, tax code, pension choice, student loan plan, and additional monthly enhancements all affect the estimate.

  • Tax code, pension percentage, and student loan plan all change take-home pay.
  • Unsocial hours, locum rates, and enhancements can move the monthly figure.
  • Regional tax bands and local policy may change the final amount.

When to use it

It is useful before a rota change, a payslip check, or when you want to compare two different pay scenarios.

  • The salary calculator is useful before a rota change, a locum shift, or a payslip check.
  • It helps you compare different pay scenarios quickly on mobile or desktop.
  • You can save the result to your free Passmedex dashboard when you want to keep it.
FAQ

Frequently asked questions

These answers are kept concise so you can check the basics quickly and move on.

No. It is an educational estimate only and can move with rota details, tax code changes, and local policy.

Enhancements, pension choices, tax codes, and student loan settings all affect the final amount.

Yes. Use it to get a planning estimate before you compare the result with your actual contract or payroll record.

No. The result should be rechecked if your rota, tax code, pension percentage, or loan plan changes.

Related pages

Related tools and pages

These links keep the next step close at hand so you can move from planning back into revision or further checking without losing your place.

Next step from NHS Salary Calculator

Estimate NHS monthly take-home pay, income tax, National Insurance, pension contributions, and student loan deductions for doctors and trainees.