Doctor pay calculator

NHS Salary Calculator for FY2

Use the FY2 default salary point as a starting point and compare take-home pay after pension, tax, and loan deductions.

Current UK tax year assumptions
Monthly take-home pay estimate
Built for NHS doctors and trainees

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NHS Salary Calculator

Estimate gross monthly pay, taxable pay, income tax, National Insurance, pension contribution, student loan deduction, and take-home pay from your NHS salary.

Inputs

Enter the values you already know, then move straight to the result below without changing context.

Role / grade

Select the closest grade. The salary field will start from the current national pay point for that role.

Annual basic salary

Enter your current annual basic salary before enhancements.

Additional monthly enhancements

Use the average monthly value if your rota changes through the year.

Pension contribution percentage

Use your current employee pension percentage.

Student loan plan

Student loan deductions are estimated from current HMRC thresholds.

Tax code

Enter your current tax code. The numeric part is used to estimate the personal allowance.

Region

Scotland uses separate income tax bands. England/Wales and Northern Ireland use the same income tax bands.

Save and bookmark

Save this result to your free dashboard or bookmark the tool for later.

Save actions are explicit only. Public calculator use stays free and does not require login.

Notes

Taxable pay is shown after pension contributions in this estimate.
Current planning estimates use the existing UK tax and National Insurance settings.

Guidance

FY2 context

FY2 pay is often checked when doctors move into a slightly different rota or start comparing enhancements across jobs.

Compare the FY2 estimate with your current payslip.
Update the enhancement figure if nights or weekends change.
Keep student loan and pension settings aligned with payroll.

NHS Salary Calculator for FY2 snapshot

Check an FY2 salary estimate with the FY2 pay point prefilled.

Use the FY2 default salary point as a starting point and compare take-home pay after pension, tax, and loan deductions.
Use the prefilled defaults on this page to compare a narrower scenario with the main calculator.
Return to the main NHS Salary Calculator page if you want the broader overview first.

How it works

The calculator starts from your annual basic salary, then adds monthly enhancements before estimating tax, NI, pension, and loan deductions.

Enter the closest salary or hourly figure you already know.
Add pension, tax, student loan, or enhancement details where relevant.
Use the output as a planning figure rather than a payroll guarantee.

What affects the result

Role grade, tax code, pension choice, student loan plan, and additional monthly enhancements all affect the estimate.

Tax code, pension percentage, and student loan plan all change take-home pay.
Unsocial hours, locum rates, and enhancements can move the monthly figure.
Regional tax bands and local policy may change the final amount.

When to use it

It is useful before a rota change, a payslip check, or when you want to compare two different pay scenarios.

The salary calculator is useful before a rota change, a locum shift, or a payslip check.
It helps you compare different pay scenarios quickly on mobile or desktop.
You can save the result to your free Passmedex dashboard when you want to keep it.

FAQ

Frequently asked questions

These answers are designed to stay concise while still covering the common planning questions for the calculator.

Check an FY2 salary estimate with the FY2 pay point prefilled.

Use the FY2 default salary point as a starting point and compare take-home pay after pension, tax, and loan deductions.

Yes. The main NHS Salary Calculator page gives the broader overview and supporting guidance.

Related tools and pages

These links keep the next step close at hand so you can move from planning back into revision or further checking without losing your place.

Doctor tax estimator

Add extra income and expenses into a wider estimate.

GP trainee pay calculator

Compare pay during hospital and GP placements.

Student loan calculator

Estimate repayments from your gross income.

Next step from NHS Salary Calculator for FY2

Check an FY2 salary estimate with the FY2 pay point prefilled.

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